Most motorists are under the impression that getting a car insurance policy in Houston is almost impossible if they have had too many accidents or a DUI. That is not the case as many insurance agencies offer policies specifically targeted at high risk drivers. Their goal is to still provide the coverage needed while remaining profitable. They are able to do this by charging a high risk driver a much higher principle than a standard driver.
You may be wondering what exactly can affect your driving record in a negative way. The answer is simple yet complicated at the same time. The reason being most driving incidences will affect your record but only some will affect your auto insurance policy in Houston. The main three factors will be DUI’s, accidents, and moving violations. So basically to avoid having higher insurance rates, follow the rules! Most Houston car insurance agencies will still cover you but you will have to pay a premium, and no one wants that.